Energy Savers!

Making your home energy efficient has many benefits for you. Here some of the best energy efficient changes:

•      ENERGY STAR®-certified windows will lead to an average of 12% savings on energy.
•     Fix common water leaks. This can reduce your energy bill by 10%.
•     Set your thermostat back 7-10 degrees during the day while you’re at work or sleeping, cutting cooling costs.
•     Reducing the target temperature of your water heater can save you 3 to 5 percent on energy costs.

105 Golden Plover Court Daytona Beach, FL 32119

Property Site: http://tour.circlepix.com/home/QRTSHF/105-Golden-Plover-Court-Daytona-Beach-FL-1038605

SUPER LOT WITH SPECTACULAR Golf course Views! It is located on a quiet cul de sac in The Estates of Pelican Bay. Pelican Bay is a Gated GOLF Community that has a RESTAURANT, PICKLE BALL and TENNIS COURTS. It is located close to I-95, I-4, Daytona International Airport, Shopping, Medical Facilities and THE BEACH. Annual HOA for common area and SECURITY GATE $705.

Bathrooms: 0.00

Price: $49,000

For more information about this property, please contact Mark Card at (386) 566-8092 or markcardteam@aol.com. You can also text 4815875 to 67299.

See more listings at: http://www.MarkCardTeam.com

MLS ID: 1038605

929 Sea Duck Drive Daytona Beach, FL 32119

Property Site: http://tour.circlepix.com/home/GM8DHJ/929-Sea-Duck-Drive-Daytona-Beach-FL-1038448

This one will knock off your socks! Meticulously maintained & beautifully appointed, this 3/3 w/ADDITIONAL OFFICE is TILED THROUGHOUT. The owner has UPGRADED the KITCHEN and made it a perfectly centric area for the family to enjoy themselves. The appliances have all been converted to STAINLESS and the breakfast nook has additional custom cabinet and counter space for additional storage or buffet service. THE MASTER RETREAT IS HUGE! It has a super walk in closet, garden tub, separate shower and double vanity. And then there is the POOL! This screened, HEATED POOL AREA is a fabulous extension of the home. Neat as a pin, and ideal for outdoor dining as THE VIEWS ARE PHENOMENAL. SCREENED Garage has new EPOXY, AC less than 1 YR & H2O heater recently replaced too.

Bedrooms: 3

Bathrooms: 3

Square feet: 2,981

Price: $379,900

For more information about this property, please contact Mark Card at (386) 566-8092 or markcardteam@aol.com. You can also text 4811142 to 67299.

See more listings at: http://www.MarkCardTeam.com

MLS ID: 1038448

Financing a First Home

       Financing a first home can be challenging, but buyers who are prepared and know what they can afford will help the process and save themselves unnecessary headaches later. Before starting your home search, follow these financial tips from the National Association of Home Builders and Bankrate.com.
    
     First, figure out what you can afford to pay each month. In addition to principal and interest, figure expenses for local taxes, insurance, and if buying a condominium, monthly assessments. Once you have this calculation, don’t be tempted to pay more than that. Free mortgage calculators, that are available on many real estate and finance websites, can help you estimate monthly payments based on current interest rates and a down payment. Generally, no more than 28% of gross monthly income should be spent on housing costs.

     Pay down your debts. Any credit card debt you have can limit how much you can borrow from a lender. Check your credit report thoroughly for any errors or unpaid accounts, and resolve those issues before moving ahead. Experts suggest that you take at least six months to iron out any credit problems before shopping for a home.

     Determine your monthly cash flow. Track your spending for two or three months to see where money is going. Once you know what you can afford and what your cash flow is, you can determine your down payment.

     Organize documents, especially those that prove your income and taxes. Most lenders may want to see two recent pay stubs, W-2s and tax returns from the previous two years, and the last two monthly bank statements. Having these documents ready ahead of time can help the lending process move smoother and quicker

      If you are just getting started, check out local home-buying seminars or sites that can provides information about shopping homes and financing a home. Ask friends, family and co-workers for referrals for lending professionals they’ve worked with. Talk with lenders and credit counselors to find financing options that will work best for you.

For local homes and monthly payment calculator, check out www.MarkCardTeam.com. Or call our team at (386)566-8091.

137 Golden Eye Drive D Daytona Beach, FL 32119

Property Site: http://tour.circlepix.com/home/8673RR/137-Golden-Eye-Drive-D-Daytona-Beach-FL-1038390

RIGHT ON THE LAKE in the GATED PELICAN BAY GOLF COMMUNITY. This 2 bedroom 2 bath unit is light and bright and is a peaceful getaway. The kitchen has a bar area along with a nook OVERLOOKING THE LAKE and there is an additional dining area integrated with the Living room. You'll love sitting on the screened porch to enjoy some fresh air. The MASTER BEDROOM also has a set of FRENCH DOORS that leads out to the patio along with a large walk in closet, separate vanity and shower area. Pelican Bay offers 24 hour GUARDED GATE with ROVING SECURITY, GOLF CLUB, TENNIS, PICKLE BALL and RESTAURANT.

Bedrooms: 2

Bathrooms: 2

Square feet: 1,411

Price: $139,000

For more information about this property, please contact Mark Card at (386) 566-8092 or markcardteam@aol.com. You can also text 4809504 to 67299.

See more listings at: http://www.MarkCardTeam.com

MLS ID: 1038390

Before You List!

What to do Before you List your Home

We have begun a new year, and you may be ready to sell your home this year. There is a lot that needs to be done when selling a home from repairs to cleaning. Now before talking to an agent to list, do these things on your own to be ready for selling.

• Research your home online. Most buyers start searching online, therefore you want to see what is already on the internet about your home before it is listed. Google your home and see what comes up, what the pictures of it may look like, and see if there are estimated values already out there. Researching this you can see what can be fixed, and can possibly contest the estimated values. Also, look at your neighborhood and what is selling in it. 
• List all the improvements and repairs you made. Walk through your home and write down everything you may have changed, no matter how small. Somethings will include a new hot water heater, rebuilt deck, new hardware, or roof replacement. Also list the problems you have addressed and being them up to a professional to see what you may have to disclose.
• Note the obvious flaws. Go through you home and see any things that may need to be fixed. Such as a small dent in the wall from moving furniture or struggling landscaping. These are fixable problems that could affect the sale of your home, and the list gives you an idea of what needs to be done to get the home market-ready. 

Having all these done will make your prepared when you are ready to speak to an agent about selling your home. Our team is dedicated to helping people buy and sell. If you are looking for a qualified agent, contact us at (386)566-8091 or at www.MarkCardTeam.com. 

1385 Coconut Palm Circle Port Orange, FL 32128

Property Site: http://tour.circlepix.com/home/UDY6P8/1385-Coconut-Palm-Circle-Port-Orange-FL-1038101

RARE EARL MODEL 3/3 with SEPARATE IN-LAW SUITE, COURTYARD and SOLAR-HEATED, SCREENED POOL & JACUZZI. GATED COMMUNITY where the LAWN, PAINT, PRESSURE WASH, PEST CONTROL, CABLE, TENNIS, SHUFFLEBOARD, FITNESS CENTER, 2 POOLS & MORE are all included in the HOA fee. 20 kW AUTOMATIC START HOME GENERATOR. Owners spared no expense with TILED LIVING AREAS, lighted architectural niches, 3 YEAR OLD STAINLESS APPLIANCES. The kitchen is a delight, with plenty of cabinet & counter space, along with a breakfast bar, and dining area that overlooks the PRIVATE COURTYARD. Each of the BEDROOMS are SPACIOUS and provide plenty of storage. THE CONFIGURATION OF THE LOT gives the owner a great deal of PRIVACY. ACTIVE COMMUNITY CONVENIENTLY LOCATED near the PORT ORANGE PAVILION, RESTAURANTS & MEDICAL FACILITIES.

Bedrooms: 3

Bathrooms: 3

Square feet: 3,132

Price: $354,900

For more information about this property, please contact Mark Card at (386) 566-8092 or markcardteam@aol.com. You can also text 4797918 to 67299.

See more listings at: http://www.MarkCardTeam.com

MLS ID: 1038101